Affordable Care Act Information Intake Form

Affordable Care Act Information Intake Form is a 3-page legal document that was released by the U.S. Department of Health and Human Services and used nation-wide.

FAQ

Q: What is the Affordable Care Act?
A: The Affordable Care Act (ACA) is a healthcare law passed in 2010 to improve access to affordable health insurance in the United States.

Q: What are the key provisions of the Affordable Care Act?
A: Key provisions include the requirement for individuals to have health insurance, the creation of health insurance marketplaces, expansion of Medicaid, and the introduction of consumer protections.

Q: Who is eligible for health insurance through the Affordable Care Act?
A: Individuals who are not eligible for employer-sponsored health insurance or public programs like Medicaid may be eligible for health insurance through the ACA.

Q: What are the penalties for not having health insurance under the Affordable Care Act?
A: The penalty for not having health insurance under the ACA, also known as the individual mandate, was reduced to $0 starting in 2019.

Q: Can I get financial assistance to help pay for health insurance through the ACA?
A: Yes, financial assistance in the form of premium tax credits and cost-sharing reductions is available to help individuals and families with lower incomes afford health insurance.

Q: When can I enroll in health insurance through the ACA?
A: The annual open enrollment period for health insurance through the ACA typically runs from November to December, but special enrollment periods may be available for certain qualifying life events.

Q: Can I keep my doctor if I get health insurance through the ACA?
A: The availability of specific doctors and healthcare providers may depend on the health insurance plan chosen, so it is important to review the network of providers before enrolling.

Q: What are some consumer protections provided by the Affordable Care Act?
A: Consumer protections include coverage for pre-existing conditions, preventive services without cost-sharing, and the prohibition of annual and lifetime coverage limits.

Q: Is the Affordable Care Act still in effect?
A: Yes, the Affordable Care Act is still in effect as of 2021. However, some provisions have been modified or repealed through legislative changes.