Waiver of Group Coverage - Monroe County, New York

Waiver of Group Coverage is a legal document that was released by the Department of Human Resources - Monroe County, New York - a government authority operating within New York. The form may be used strictly within Monroe County.

FAQ

Q: What is a waiver of group coverage?
A: A waiver of group coverage is a decision to not participate in a group health insurance plan provided by an employer or organization.

Q: Who can request a waiver of group coverage in Monroe County, New York?
A: Employees who are offered group health insurance coverage by their employer can request a waiver.

Q: Why would someone request a waiver of group coverage?
A: Someone may request a waiver of group coverage if they already have health insurance coverage through another source, such as a spouse's employer.

Q: Are there any eligibility requirements for requesting a waiver of group coverage?
A: Each employer or organization may have its own eligibility requirements for requesting a waiver, such as providing proof of alternative coverage.

Q: Can an employer deny a request for a waiver of group coverage?
A: Yes, an employer can deny a request for a waiver of group coverage if the employee does not meet the eligibility requirements or fails to provide sufficient proof of alternative coverage.

Q: What should someone do if their request for a waiver of group coverage is denied?
A: If a request for a waiver of group coverage is denied, the employee should contact their employer or organization's human resources department for further assistance or clarification.

Q: Can a waiver of group coverage be reversed?
A: In most cases, once a waiver of group coverage is approved, it cannot be reversed until the next annual enrollment period, unless the employee experiences a qualifying life event.

Q: Are there any drawbacks to waiving group coverage?
A: Waiving group coverage may result in the loss of employer contributions towards health insurance premiums and may make the individual responsible for obtaining and paying for their own health insurance coverage.

Q: Can someone who waived group coverage re-enroll at a later date?
A: In most cases, someone who waived group coverage can re-enroll during the next annual enrollment period or if they experience a qualifying life event that allows for a special enrollment period.