Adjuster's Preliminary Damage Assessment (Apda)

Adjuster's Preliminary Damage Assessment (Apda) is a 1-page legal document that was released by the U.S. Department of Homeland Security - Federal Emergency Management Agency and used nation-wide.

FAQ

Q: What is an Adjuster's Preliminary Damage Assessment (APDA)?
A: APDA is a preliminary evaluation conducted by an insurance adjuster to assess the extent of damage to a property or vehicle.

Q: Why is an APDA important?
A: APDA helps the insurance company determine the initial estimate of the damage and the amount of compensation the policyholder may be eligible for.

Q: Who conducts an APDA?
A: An APDA is conducted by an insurance adjuster who is trained to evaluate and assess property or vehicle damage.

Q: What does an APDA involve?
A: During an APDA, the insurance adjuster inspects the property or vehicle, takes photographs, gathers relevant information, and assesses the extent of the damage.

Q: How long does an APDA take?
A: The time required for an APDA can vary depending on the complexity of the damage, but it is typically completed within a few days.

Q: Does an APDA guarantee insurance coverage?
A: No, an APDA is only an initial assessment and does not guarantee insurance coverage. The final determination of coverage and compensation is made by the insurance company based on the policy terms and conditions.