Montana Certificate of Financial Responsibility - Montana

Montana Certificate of Financial Responsibility is a legal document that was released by the Montana Department of Environmental Quality - a government authority operating within Montana.

FAQ

Q: What is the Montana Certificate of Financial Responsibility?
A: The Montana Certificate of Financial Responsibility is a document that proves you have the minimum required auto insurance coverage in Montana.

Q: Who needs a Montana Certificate of Financial Responsibility?
A: All motorists in Montana are required to have a Certificate of Financial Responsibility.

Q: What does the Montana Certificate of Financial Responsibility cover?
A: The Certificate of Financial Responsibility covers liability insurance, which pays for damages if you cause an accident that results in injury or property damage to others.

Q: How do I get a Montana Certificate of Financial Responsibility?
A: You can obtain a Certificate of Financial Responsibility by purchasing auto insurance from a licensed insurance company in Montana.

Q: What is the minimum auto insurance coverage required in Montana?
A: Montana requires a minimum liability coverage of $25,000 for injury or death per person, $50,000 for injury or death per accident, and $20,000 for property damage.

Q: What happens if I don't have a Montana Certificate of Financial Responsibility?
A: If you are caught driving without a Certificate of Financial Responsibility, you may face penalties such as fines, license suspension, or even jail time.

Q: Can I use a Montana Certificate of Financial Responsibility from another state?
A: No, you must have a valid Montana Certificate of Financial Responsibility if you are driving in Montana.

Q: Do I need a Montana Certificate of Financial Responsibility if I don't own a car?
A: Yes, even if you don't own a car, but you frequently drive rental cars or borrow cars, you still need to have a Montana Certificate of Financial Responsibility.