Mortgagor's Declaration of Covid-19-related Hardship - New York (Haitian Creole)

This is a legal document that was released by the New York State Unified Court System - a government authority operating within New York.

The document is provided in Haitian Creole.

FAQ

Q: What is a Mortgagor's Declaration of Covid-19-related Hardship?
A: It is a document used in New York for those who are facing financial difficulties due to Covid-19 and need help with their mortgage.

Q: Who can use the Mortgagor's Declaration of Covid-19-related Hardship?
A: New York residents who have been impacted financially by Covid-19 and are unable to make their mortgage payments.

Q: What is the purpose of the declaration?
A: The purpose is to notify the mortgage lender about the hardship faced by the individual and to request assistance or relief options.

Q: Is the declaration available in Haitian Creole?
A: Yes, it is available in Haitian Creole for residents who prefer to use that language.

Q: Are there any eligibility requirements to use this declaration?
A: Yes, you must be a New York State resident and have experienced financial hardship due to Covid-19.

Q: What should I do after filling out the declaration?
A: You should submit the completed declaration to your mortgage lender or servicer.

Q: Will the declaration automatically stop foreclosure proceedings?
A: No, the declaration does not automatically stop foreclosure proceedings, but it may help initiate communication with the mortgage lender for potential assistance options.

Q: Is the Mortgagor's Declaration of Covid-19-related Hardship a legally binding document?
A: Yes, signing the declaration is a legal declaration of your hardship due to Covid-19.

Q: Can I get legal advice or assistance with the declaration?
A: Yes, you may seek legal advice from an attorney or contact housing counseling services for assistance with the declaration.