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Stop Wage Garnishment Letter Template
A Stop Wage Garnishment Letter is a document that can be used when individuals would like to stop certain deductions from their wages. The purpose of the document is to convince your creditor to stop taking garnishments from your salary.
Deductions can drastically affect your monthly income, which is why it can be important to stop wage garnishment as soon as you can. Generally, wage garnishment can happen when your creditor has sued you for not paying back your debt. If they win the litigation and get the garnishment order, they can send it to your employer who will be required to make certain deductions from your paycheck.
There are different ways to stop wage garnishment, however, the most common one is to contact your creditor and explain to them the hardships you are going through because of the wage deductions. A Stop Wage Garnishment Letter template can be downloaded below.
How to Write a Letter to Stop Wage Garnishment?
Writing a Letter to Stop Wage Garnishment can be
- Information About the Addressee . You can begin by stating the name and the address of the creditor you are addressing.
- Information About the Sender . To identify yourself you can designate your name and your address.
- The Date . The date when you have sent the letter is necessary because it shows that the content of the letter is current.
- Introduction . In this part of the letter, you can introduce yourself and indicate the reason for writing. If necessary, you can also provide the creditor with the debt information you have, as well as other identifying details that will help you to describe the situation best.
- A Request to Stop Wage Garnishment . Here, you can ask the creditor to stop the wage garnishment that they are deducting from your salary (or are going to deduct from your salary). To convince the creditor to do so, you can explain your situation and describe the hardships you are facing. Depending on your situation it might be convenient for you to offer your creditor a settlement according to which to will pay a part of your debt in exchange for stopping wage garnishment. If you are asking the creditor to stop wage garnishment due to an error, then you should explain what kind of error occurred and why it has happened.
- Conclusion . At the end of the document, you can offer your creditor to answer any questions they have or provide additional information. To make it more convenient for them, you can also include your contact details in this part of the letter (which can include your email and telephone number).
- Signature . To verify your identity and state that the content of the letter is true and valid, you should put your name and signature on it.
Depending on the circumstances of your situation you can include other parts in your letter as well. For example, you can ask the creditor to provide information on whether they have forwarded your debt to another company, or you can additionally ask them to respond within 30 days, and so on.
Still looking for a particular template? Take a look at the related templates and samples below:
