Sample Goodwill Letter to Creditor

A Goodwill Letter to a Creditor can be used when you missed a payment for a loan or credit card and are requesting to have the negative mark removed from your credit report. Missing a payment can happen for a number of reasons, but if you have been making payments consistently, you can request forgiveness for this instance to avoid a lower credit score. A Sample Goodwill Letter to a Creditor is available for download below.

To write a Goodwill Letter to a Creditor you will want to include the following information:

1. Name and address of the creditor's customer service.

2. Subject line with "Goodwill Letter for [Your Name]."

3. Opening greeting.

4. Begin your letter by politely addressing why you are writing to them and that you are requesting to have a late or missed payment forgiven.

   • If you have been a customer of the financial institution for a while, state how long you have been their customer.

5. If you will be seeking a loan for a house or car soon include this information so the reader understands that this correction can help secure a loan.

6. Politely restate your request and close the letter with a thank you and your full name.

Still looking for a particular template? Take a look at the related templates and samples below:

• Sample Goodwill Letter for Late Payments;
• Goodwill Letter Template;
• Sample Goodwill Letter to Remove Paid Collections.