Sample Debt Dispute Letter

A Debt Dispute Letter is a written document any individual can prepare when they receive a letter from a creditor or debt collector if they do not believe they owe any money or the amount of the debt indicated in the notice is not accurate. You need to be sure you are paying the correct creditor and the debt belongs to you so respond to the institution that contacted you as soon as possible to make sure their demands are legitimate.

You can find a Sample Debt Dispute Letter through the link below. Although it is possible to customize any letter to suit your personal needs, at a minimum this document should identify you by your name and address and request the name of the original creditor, the debt details, and any documentation that proves you actually owe money. Additionally, you can ask the recipient not to inform any credit reporting agencies about the debt until you resolve the issue so that your credit score is not tarnished with a negative entry. Sign and date the letter and send it to the debt collection agency or alleged creditor by certified mail to obtain a receipt.

Still looking for a particular template? Take a look at the related templates and samples below:

• Credit Dispute Letter Template;
• Debt Dispute Letter Template;
• Sample Dispute Letter to Credit Bureau.