Your Guide to Medicare Special Needs Plans (Snps)

Your Guide to Medicare Special Needs Plans (Snps) is a 24-page legal document that was released by the U.S. Department of Health and Human Services - Centers for Medicare and Medicaid Services on November 1, 2011 and used nation-wide.

FAQ

Q: What are Medicare Special Needs Plans (SNPs)?
A: Medicare Special Needs Plans (SNPs) are a type of Medicare Advantage plan that is designed to meet the specific needs of individuals with certain chronic conditions, disabilities, or other special needs.

Q: Who is eligible to enroll in a Medicare Special Needs Plan?
A: To be eligible for a Medicare Special Needs Plan, you must meet the following criteria: have Medicare Part A and Part B, live in the plan's service area, and have the specific chronic condition, disability, or special need that the plan is designed to address.

Q: What are the benefits of enrolling in a Medicare Special Needs Plan?
A: The benefits of enrolling in a Medicare Special Needs Plan include coordinated care, specialized services and providers, prescription drug coverage, and the potential for cost savings.

Q: Can I switch from one Medicare Special Needs Plan to another?
A: Yes, you can switch from one Medicare Special Needs Plan to another during the Annual Enrollment Period, which typically runs from October 15 to December 7 each year.

Q: Are prescription drugs covered under Medicare Special Needs Plans?
A: Yes, most Medicare Special Needs Plans include prescription drug coverage.

Q: Can I still see my current doctors and specialists with a Medicare Special Needs Plan?
A: In most cases, Medicare Special Needs Plans have networks of doctors, specialists, and hospitals that you must use. However, some plans may allow you to see out-of-network providers for certain services.

Q: How much do Medicare Special Needs Plans cost?
A: The cost of a Medicare Special Needs Plan varies depending on the specific plan and your location. You may have to pay premiums, deductibles, copayments, and coinsurance.

Q: Are there any income or asset limits for enrolling in a Medicare Special Needs Plan?
A: No, there are no income or asset limits for enrolling in a Medicare Special Needs Plan. However, you must meet the other eligibility requirements, such as having Medicare Part A and Part B and the specific chronic condition, disability, or special need that the plan is designed to address.