DD Form 2656-6, SBP Election Change Certificate is a form used by a retired army member to change a Survivor Benefit Plan election. A Retired Soldier may elect a new insurable interest beneficiary within 180 days of the death of the previous beneficiary. The retiree must live two years past the effective date of the election for it to be valid. The premiums for the new insurable interest beneficiary will be based on the age of that beneficiary.
The form was last revised by the Department of Defense (DoD) on July 1, 2020 . An up-to-date fillable version of the DD Form 2656-6 is available for download and digital filing through the link below or can be found on the DoD Executive Services Directorate website.
The form is used for changing an SBP election. The completed DD 2656-6 and all applicable paperwork (marriage certificates, birth certificates, divorce decrees) must be sent to the appropriate agency listed below:
Section I , Member Information consists of 6 Boxes and requires personal identifying information about the service member. Boxes 1 and 2 are for the name and social security number, Boxes 3 and 4 are for providing the date of retirement and date of birth. Boxes 5 and 6 require the service member's full mailing address and telephone number (with area code) respectively.
Section II describes the current coverage. The retiree must choose if their current coverage is spouse or child-only, spouse-and-child coverage, insurable coverage, former spouse or former spouse-and-child coverage, suspended coverage or no coverage at all.
Section III provides a list of conditions that trigger eligibility to change coverage for the retiree to choose from. These include marriage, remarriage, acquiring a dependent child, divorce or death of a spouse.
Section IV requires the person filing to indicate their new requested type of coverage.
Section V specifies the level of coverage and Section VI provides information about the spouse or children. This includes their full names, social security numbers, dates of birth and - for dependent children - the relationship between the retiree and disability status.
Section VII calls for the signature of the service member and witness - a notary public or SBP counselor, and includes the witnesses printed name, signature, mailing address and date of commission expiration.