California Housing Finance Agency (CalHFA) is a state agency in California that helps low and moderate-income Californians become homeowners. The agency assists individuals and families in purchasing their first home by providing financing options, such as fixed-rate mortgages and down payment assistance programs. CalHFA also offers homeownership education and counseling to help individuals make informed decisions about buying and maintaining a home.
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This document provides information about the Mortgage Credit Certificate (MCC) Tax Credit Program in California. It explains how the program works and the benefits it offers to homebuyers.