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Use this letter to request information about your credit history and any particular debts you may have.
This letter serves as a refusal to accept debt and is written in response to a collector's notice.
This is a written or typed letter that any individual can prepare when they have received a letter from a creditor or debt collector if they do not believe they owe any money or the amount of the debt indicated in the notice is not accurate.
A debtor or their representative may prepare this letter with the intention of finding out whether their debt is real, to request information about an existing debt, and to warn the credit bureau that handles the debt to cease their harassing behavior if necessary.